This is the most common concern of people who are contemplating retirement. While most financial planners would tell you that you need to earn as much in retirement as you did while you were working Matt Breida Color Rush Jersey , this isn't always the case. Much of this depends on your lifestyle.
If you own your house and it is debt-free, you often need less income than a retiree who is renting.
If you want to travel and see the world, you will need more income.
If you do not plan on leading a very active social life in retirement, often you will need less income.
If you are flexible enough to consider living in Mexico, you will need less income.
If you plan on working part-time or run a business after you retire, you will need less income.
By the way, I have never met a retiree yet who has told me that they had too much money when they retired!
The big trade-off for saving for retirement is that often you are giving up quality of life now to insure quality of life in the future. I know some people who are so obsessed with saving for the future that they are not really enjoying life in the now moment. On the other hand Black Richard Sherman Jersey , I know many more people who are not preparing at all for the future and they may not be living very well at all when they retire.
Excerpted from Transform YOUR Relationship with Money: A Step-by-Step Guide for Financial Empowerment. For more information about this guide, please check out my web site located at
Bill Austin is a spiritual healer and teacher based in St Petersburg FL. He has assisted hundreds of people around the world in gaining the clarity they need to realize more of their full potential. To find out more about his healing practice, please check out his web site at Free speech is one of the building blocks of any democratic society. Without free speech we, as citizens of the democratic society Black Eli Harold Jersey , would be subject to many forms of chastisement including personal attacks and even legal ramifications.
This is why I for one like the Internet. You see, to me the Internet is one of the last great representations of true free speech. We are allowed to post as we see fit whether it is a comment in a forum or a blog post which gets syndicated around the world.
In fact, many sites have made their livings from allowing the general public to freely post their viewpoints, both positive and negative.
has been sued before by angry landlords or building owners. This is a site which allows renters of apartments all over the US to post comments and ratings about the buildings they live in. Of course Black Jaquiski Tartt Jersey , many people are generally happy with their apartments but some are not, and aren't afraid to let the world know.
It is these negative posts which have gotten the site in trouble in the past even though the website's terms and conditions clearly state that the opinions expressed are not necessarily those of the website owners.
Now, I've talked to the owner of this site before and I don't think he should be held responsible for posts made on his site. In fact, I don't think it's his responsibility to have to censor those who post there either.
I believe the only responsibility this site has to the apartment buildings in question would be to supply information of a technical nature to them if they have the legal documentation to support their request.
In other words Black Arik Armstead Jersey , his only responsibility should be to supply IP addresses of those who have posted the offending remarks, and then let the apartment owner try and track down the anonymous posters. It really has nothing to do with the site in question.
The reason I'm bringing this up is because another well known site is currently being sued for a similar situation.
is now the subject of a legal battle because of posts made to their website.
Apparently, someone posted an ad for an apartment rental and explicitly asked that certain minorities not apply because, according to the person who posted the ad Black DeForest Buckner Jersey , these people 'tend to clash with me so that won't work out.?
Now, here's the issue for me: Sure the guy's post stated that there were certain races that he did not want to apply, but it's not like he said ?I hate you all!? Instead, he said that these people tended to clash with him. This isn't necessarily a racist comment Black Joe Williams Jersey , he's just stating his opinion based on his previous experience. In my mind, that doesn't necessarily make him a racist.
What really bugs me is that Craigslist is now being held accountable for this person's post.
Sure it may not have been in the best of taste, but have you seen some of the other postings on Craigslist? There are many other posts which, while they aren't similar to this one Black C.J. Beathard Jersey , are of equally poor taste in my opinion. Yet they are allowed to continue to be hosted on Craigslist.
You see, to me there are so many issues at play in this one simple post. Just consider the racism issue for a second. Who determines that it is racist? And how does one know if a post is indeed racist?
Let's look at the apartment ratings site for a second. If I was to post there about an apartment complex that housed primarily white people and that was ?ok by me,? would I then be considered a racist? If so, why would you consider me a racist? Because I said that it was ok that mostly white people lived there? Does that make me a racist or the apartment ownermanager for renting mostly to white people? Perhaps it is a community that has a small ethnic population ? does that mean that the town's fathers are racist because they are not allowing different ethnicities to reside there?
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