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Because psychologists relate true happiness to joyous occurrences happening frequently Wholesale Melvin Gordon Jersey , decorating your home to promote everyday pleasure makes sense. If you're planning a home makeover, provide for the cumulative total of all the little pleasure moments.

When people rate their happiness, it is the ratio of pleasant to unpleasant emotions and experiences that count. These happy experiences may be simple pleasurable, everyday happenings Wholesale Philip Rivers Jersey , not always grand events.

Design Psychology, a new method for residential interior and exterior design starts with planning spaces to support emotional well-being. Homes decorated to support desired emotions create happy spaces for joyful living.

Design Psychology Ideas for Pleasure

1. A tea table in the Main Bedroom provides an intimate space for conversation or individual reflection.

2. A reading nook provides a quiet space for escape.

3. A game table provides a place for playing together.

4. A meandering pathway in the garden provides an enticement to stroll.

5. A garden bed provides the perfect place for relaxing and leisurely afternoon naps.

I mean a real bed, not a flower bed, although you need flowers too!

Let your imagination flow freely Wholesale Justin Jones Jersey , enjoy the process, and focus on your goal of providing pleasurable daily moments at your home.

Joy to you!

(c) Copyright 2004, Jeanette J. Fisher. All rights reserved.

Jeanette Fisher, Design Psychology Professor Wholesale Uchenna Nwosu Jersey , is the author of Joy to the Home eNewsletter. Discover innovative Interior Design Psychology and makeover your home to support happiness, productivity, and well-being. For Design Psychology information, see For more information about "Joy to the Home Wholesale Kyzir White Jersey ," see Did you know that web linkage is responsible for a significant amount of web traffic?

Search engines are still extremely important but many of the most successful e-commerce sites claim that linkage programs offer a tremendous source of web traffic.

It makes sense. The nature of the World Wide Web encourages serious web surfers to navigate from site to site through the links to other related sites and resources "found" on the sites that are visited. People sometimes forget that the name "web" itself is based on an extensive interweaving of sites, similar to links in a chain.

It's important for any site owner to seek out and invite related web sites to "exchange" reciprocal links. The site being invited should be interesting, provide good links and present useful, relevant information that complements what you are already presenting.

A web site with an extensive listing of quality links offers several advantages. First Wholesale Derwin James Jersey , the site is perceived as being a useful resource, and justifies revisits. Second, it's more effective than just placing banner advertising on other sites, since a reciprocal hyperlink is considered to be more believable. Finally Wholesale Easton Stick Jersey , it helps your site's ranking with search engines that place some importance on link popularity. This is especially important with Google.

Business-to-business web sites require extensive research to seek out, invite and establish appropriate reciprocal links with other sites. For others, "non strategic," or general links to other sites can be established quickly by checking out some of the reciprocal link exchange services that exist for free on the Web.

A word of caution about reciprocal links. Be sure your site includes navigation within the HTML code to prevent your site visitor from leaving entirely. A simple method to prevent this is to modify the links so that a new browser window opens. This can be done simply by adding a "target" attribute to the links Wholesale Drue Tranquill Jersey , and set it to the value "_blank".

Geoff Caplan is an Internet marketing consultant and copywriter with 11 years of continuous experience. He has presented seminars and has worked with major web brands, including eDiets, and myTravelUSA. He can be reached at geoff@ . His site is A home equity line of credit or HELOC is a kind of loan that is based on your home's value. It is a line of credit that is made available to you by the lender for a specified period of time. It is important to understand how these credit lines work before you sign up for them.

What is a HELOC?

A HELOC is a revolving line of credit that uses the home as collateral. The lender approves you for a specific loan amount and this forms the upper limit of the line of credit. This approved limit is based on the appraised value of your home less any dues you still owe on it, such as mortgages. The lender may also choose to offer a percentage of the home value Wholesale Nasir Adderley Jersey , say 75% instead of the full value for the calculation of the maximum limit of the credit line.

This credit is available to you throughout a period that is determined at the time of establishment of the credit line.

Factors that affect the loan amount

The major factors affecting the loan amount are the market value of the property and any mortgages on it that are unpaid. There are also other factors that may affect the total loan amount that the lender is willing to offer. Your ability to repay the loan is studied in detail by the lender. Income level, debts other than mortgages and other expected recurring expenses will also have a bearing on the evaluation of your repayment capacity by the lender.

'Draw' and 'repayment' periods

Your HELOC may come with a specific 'draw' period and 'repayment' period. The draw period is when you are allowed to withdraw funds from the line of credit. This period is usually around 10 years during the initial part of the loan.