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A few decades back Solomon Hill Kids Jersey , the only time a fresh out of college fledging would consider buying their own house was when they contemplated marrying and even then within a joint family system they saw buying property as an investment. But with time, escalating rents and increased self independence, the robust Gen Z is showing inclination to own home by the time they turn 27. The latest [url= ]Homebuyer Insight Report[url] shows a majority of prospective homebuyers between 18 and 23 who want to buy a house in the next 5 years. About 52% of the above numbers have already started saving for their own property.
The report dwelled on three major aspects of Home Ownership:
Top reasons for wanting to own a home
Major setbacks for buying a home
Will they accept financial aid to buy a home
Starting a Family is the major drive for home ownership:
About 59% of Gen Zers admitted that starting a family was the driving force for owning a home followed by owning property as investment to build wealth over time.
Saving for down payment is the biggest barrier:
66% of young prospective buyers identify saving for down payment closely followed by covering the monthly cost of owning property (EMI) as top barriers.
Gen Zers are ready to make sacrifices including asking for financial aid to buy a home:
61% admitted that they will do whatever it takes to own a property including asking financial aid from relatives or lenders.
In a gist 鈥?Young buyers are inclined to own a home but down payment still remains a challenge. Not having enough down payment means settling for cheaper options or having to depend upon family borrowings E'Twaun Moore Kids Jersey , expensive personal loans or your future savings. Not having adequate down payment may also lead to higher Loan-to-Value (LTV), higher interest rates and consequently higher Equated Monthly Installments (EMIs). And though parents and relatives might readily help out, the fiercely independent young buyers would rather prefer other sources. So what other option do they have?
Down Payment Assistance Program is a form of interest-free personal loan equal to your contribution towards down payment. [url= ]HomeCapital[url] is India鈥檚 first home down payment assistance program that addresses the challenge of down payment for home buyers and lets you to buy your dream home today. Started by a team of professionals from varied fields Jordan Crawford Kids Jersey , the program will provide up to half of your down payment requirements. The program lets you to double your down payment capability and widens your reach in terms of home affordability. It increases your home loan eligibility and makes your home buying faster and simpler.
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Divorce is one of the most painful and traumatic experience that a married man or woman has to go through. First of all, a divorce can really cost you financially. Filing a divorce is a complex and expensive process. And as if that is not enough it can really take its toll on the parties involved both emotionally and physically. Simply put, divorce is not a pleasant matter to deal with. But sometimes Jrue Holiday Kids Jersey , there are times that you feel that you cannot go on with it anymore. You have no choice but to go through with the divorce process. And when it happens, one of the most affected party of your divorce is your children. Imagine the trauma that it can cause to your children. Before considering a divorce, you need to put into consideration the children first. The least you can do after a divorce is to remain a good parent for your children.

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